Fee Schedule
Fee Schedule
At J&B Quick Cash, we provide a transparent fee schedule, ensuring you understand all costs upfront. No hidden fees, just clear and honest pricing.
FEE SCHEDULES AND OCCC NOTICE
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN
– CAB FEE PER $100 IS $150
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | BI-WEEKLY PAYMENTS #1-4 | BI-WEEKLY PAYMENTS #5 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 502.21% | $457.42 | $300.00 | $151.48 | $151.50 | $757.42 | T$450.00 | $7.42 |
| 502.21% | $762.37 | $500.00 | $252.47 | $252.49 | $1,262.37 | $750.00 | $12.37 |
| 502.21% | $1,067.31 | $700.00 | $353.46 | $353.47 | $1,767.31 | $1,050.00 | $17.31 |
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN
– CAB FEE PER $100 IS $282
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | BI-WEEKLY PAYMENTS #1-11 | BI-WEEKLY PAYMENTS #12 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 799.69% | $853.43 | $300.00 | $96.12 | $96.11 | $1,153.43 | $1,410.00 | $12.43 |
| 799.69% | $1,422.43 | $500.00 | $160.20 | $160.23 | $1,922.43 | $1,410.00 | $12.43 |
| 799.73% | $1,991.43 | $700.00 | $224.29 | $224.24 | $2,691.43 | $1,974.00 | $17.43 |
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY PAYMENT AUTO TITLE LOAN
– CAB FEE PER $100 IS $125 *INCLUDES A ONE-TIME TITLE APP FEE OF $28.00
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED* | MONTHLY PAYMENTS #1-4 | MONTHLY PAYMENTS #5 | TOTAL OF PAYMENTS* | TITLE LIEN FEE | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|---|
| 428.84% | $418.10 | $328.00 | $149.22 | $149.22 | $746.10 | $28.00 | $410.00 | $8.10 |
| 428.85% | $673.05 | $528.00 | $240.21 | $240.21 | $1,201.05 | $28.00 | $660.00 | $13.05 |
| 428.86% | $928.03 | $728.00 | $331.21 | $331.19 | $1,656.03 | $28.00 | $910.00 | $18.03 |
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MULTI PAYMENT AUTO TITLE LOAN
– CAB FEE PER $100 IS $150 *INCLUDES A ONE-TIME TITLE APP FEE OF $28.00
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED* | MONTHLY PAYMENTS #1-11 | MONTHLY PAYMENTS #12 | TOTAL OF PAYMENTS* | TITLE LIEN FEE | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|---|
| 473.59% | $500.13 | $328.00 | $69.01 | $69.02 | $828.13 | $28.00 | $492.00 | $8.13 |
| 473.64% | $805.14 | $528.00 | $111.10 | $111.04 | $1,333.14 | $28.00 | $792.00 | $13.14 |
| 473.63% | $1,110.13 | $728.00 | $153.18 | $153.15 | $1,838.13 | $28.00 | $1,092.00 | $18.13 |
In Store Single Payment Payday
IN STORE – $100 SINGLE PAYMENT PAYDAY
IN STORE – $100 30 DAY SINGLE PAYMENT PAYDAY
IN STORE – $300 SINGLE PAYMENT PAYDAY
IN STORE – $300 30 DAY SINGLE PAYMENT PAYDAY
IN STORE – $700 SINGLE PAYMENT PAYDAY
IN STORE – $700 30 DAY SINGLE PAYMENT PAYDAY
In Store Monthly Title Loan
IN STORE – TITLE LOAN – $300.00
IN STORE – TITLE LOAN – $500.00
IN STORE – TITLE LOAN – $700.00
In Store Flex 5
IIN STORE – FLEXI 5 – $300.00
IN STORE – FLEXI 5 – $500.00
IN STORE – FLEXI 5 – $700.00
In Store Monthly Auto Title
IN STORE – $1000 MULTIPAYMENT TITLE
IN STORE – $2500 MULTIPAYMENT TITLE
IN STORE – $5000 MULTIPAYMENT TITLE
In Store Bi-Weekly Auto Title
IN STORE – $1000 BI-WEEKLY TITLE
IN STORE – $2500 BI-WEEKLY TITLE
IN STORE – $5000 BI-WEEKLY TITLE
In Store Bi-Weekly Title Loan
IN STORE – TITLE LOAN – $300.00
IN STORE – TITLE LOAN – $500.00
IN STORE – TITLE LOAN – $700.00
In Store Flex 12
IN STORE – FLEXI 12 – $300.00
IN STORE – FLEXI 12 – $500.00
IN STORE – FLEXI 12 – $700.00
In Store Bi-Weekly Cash Installment
IN STORE – CASH INSTALLMENT – $300.00
IN STORE – CASH INSTALLMENT – $500.00
IN STORE – CASH INSTALLMENT – $700.00
In Store Monthly Cash Installment
IN STORE – CASH INSTALLMENT – $500.00
Licenses
Cab License
Credit Services Organization Certificate
A RETURNED ITEM FEE OF $30.00 WILL BE APPLIED TO DISHONORED CHECKS.
Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due.
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
OCCC address: 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, Fax: (512) 936-7610,
Website: occc.texas.gov.
Email: consumer.complaints@occc.texas.gov
“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.” The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.