J&B Quick Cash

Fee Schedule

Fee Schedule

At J&B Quick Cash, we provide a transparent fee schedule, ensuring you understand all costs upfront. No hidden fees, just clear and honest pricing.

FEE SCHEDULES AND OCCC NOTICE

THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN

– CAB FEE PER $100 IS $150

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDBI-WEEKLY PAYMENTS #1-4BI-WEEKLY PAYMENTS #5TOTAL OF PAYMENTSTOTAL CAB FEETO UNAFFILIATED LENDER
502.21%$457.42$300.00$151.48$151.50$757.42T$450.00$7.42
502.21%$762.37$500.00$252.47$252.49$1,262.37$750.00 $12.37
502.21%$1,067.31$700.00$353.46$353.47$1,767.31$1,050.00$17.31
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN

– CAB FEE PER $100 IS $282

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDBI-WEEKLY PAYMENTS #1-11BI-WEEKLY PAYMENTS #12TOTAL OF PAYMENTSTOTAL CAB FEETO UNAFFILIATED LENDER
799.69%$853.43$300.00$96.12$96.11$1,153.43$1,410.00$12.43
799.69%$1,422.43$500.00$160.20$160.23$1,922.43$1,410.00$12.43
799.73%$1,991.43$700.00$224.29$224.24$2,691.43$1,974.00$17.43
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY PAYMENT AUTO TITLE LOAN

– CAB FEE PER $100 IS $125 *INCLUDES A ONE-TIME TITLE APP FEE OF $28.00

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCED*MONTHLY PAYMENTS #1-4MONTHLY PAYMENTS #5TOTAL OF PAYMENTS*TITLE LIEN FEETOTAL CAB FEETO UNAFFILIATED LENDER
428.84%$418.10$328.00$149.22$149.22$746.10$28.00$410.00$8.10
428.85%$673.05$528.00$240.21$240.21$1,201.05$28.00$660.00$13.05
428.86%$928.03$728.00$331.21$331.19$1,656.03$28.00$910.00$18.03
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MULTI PAYMENT AUTO TITLE LOAN 

– CAB FEE PER $100 IS $150 *INCLUDES A ONE-TIME TITLE APP FEE OF $28.00

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCED*MONTHLY PAYMENTS #1-11MONTHLY PAYMENTS #12TOTAL OF PAYMENTS*TITLE LIEN FEETOTAL CAB FEETO UNAFFILIATED LENDER
473.59%$500.13$328.00$69.01$69.02$828.13$28.00$492.00$8.13
473.64%$805.14$528.00$111.10$111.04$1,333.14$28.00$792.00$13.14
473.63%$1,110.13$728.00$153.18$153.15$1,838.13$28.00$1,092.00$18.13

In Store Single Payment Payday

IN STORE – $100 SINGLE PAYMENT PAYDAY
IN STORE – $100 30 DAY SINGLE PAYMENT PAYDAY
IN STORE – $300 SINGLE PAYMENT PAYDAY
IN STORE – $300 30 DAY SINGLE PAYMENT PAYDAY
IN STORE – $700 SINGLE PAYMENT PAYDAY
IN STORE – $700 30 DAY SINGLE PAYMENT PAYDAY

In Store Monthly Title Loan

IN STORE – TITLE LOAN – $300.00
IN STORE – TITLE LOAN – $500.00
IN STORE – TITLE LOAN – $700.00

In Store Flex 5

IIN STORE – FLEXI 5 – $300.00
IN STORE – FLEXI 5 – $500.00
IN STORE – FLEXI 5 – $700.00

In Store Monthly Auto Title

IN STORE – $1000 MULTIPAYMENT TITLE
IN STORE – $2500 MULTIPAYMENT TITLE
IN STORE – $5000 MULTIPAYMENT TITLE

In Store Bi-Weekly Auto Title

IN STORE – $1000 BI-WEEKLY TITLE
IN STORE – $2500 BI-WEEKLY TITLE
IN STORE – $5000 BI-WEEKLY TITLE

In Store Bi-Weekly Title Loan

IN STORE – TITLE LOAN – $300.00
IN STORE – TITLE LOAN – $500.00
IN STORE – TITLE LOAN – $700.00

In Store Flex 12

IN STORE – FLEXI 12 – $300.00
IN STORE – FLEXI 12 – $500.00
IN STORE – FLEXI 12 – $700.00

In Store Bi-Weekly Cash Installment

IN STORE – CASH INSTALLMENT – $300.00
IN STORE – CASH INSTALLMENT – $500.00
IN STORE – CASH INSTALLMENT – $700.00

In Store Monthly Cash Installment

IN STORE – CASH INSTALLMENT – $500.00

Licenses

Cab License
Credit Services Organization Certificate

A RETURNED ITEM FEE OF $30.00 WILL BE APPLIED TO DISHONORED CHECKS.

Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due.

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
OCCC address: 2601 North Lamar Boulevard, Austin, Texas 78705, (800) 538-1579, Fax: (512) 936-7610,
Website: occc.texas.gov.
Email: consumer.complaints@occc.texas.gov

“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.” The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.

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